We Accept CareCredit for Financing

Dr. Morad is proud to accept financing options such as the Carecredit credit card to pay for anticipated dental expenses. Carecredit is a credit card that can help you pay for health care costs that are not covered or only partially covered by insurance. 

Enabling patients to take control of their health and get the prompt dental treatment they need is a huge plus. A minor oral health problem can quickly spiral into a serious one that warrants much more invasive and expensive treatment if it isn’t taken care of right away. 

Often the biggest detriment to dental treatment for patients is lack of insurance or budget constraints. This is where Carecredit comes in. Accepted at over 250,000 providers across the country, you can use CareCredit to pay for not only your dental treatment but many other healthcare-related costs such as vision, pet care, general practitioner, urgent care, hearing, or cosmetic services.

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How CareCredit Works

CareCredit, simply put, is a health care credit card that functions similarly to traditional credit cards. You can charge healthcare fees such as dental treatments that you cannot fully cover out of pocket with your CareCredit credit card. You then will pay monthly payments throughout the promotional period. 

Short Term Payments - If you pay off the balance in full within the 6, 12, or 18 months promotional period for a charge of at least $200, you won’t be charged any interest. All you need to do is make your monthly payments and ensure that you pay off the full balance by the end of the promotional period otherwise you’ll be charged interest from the start of the purchase date.

Long Term Payments - On long-term financing, you will be given the option of 24, 36, or 48-month payment plans for purchases of at least $1000 and 60-month payment plans for purchases of $2500 or more. These long-term payment plans are offered at a reduced APR. 

Apply to Use CareCredit

It’s easy and completely free to apply for CareCredit online or over the phone (you must be at least 18 years old to apply online and at least 21 to apply over the phone). Before you apply, you can check if you prequalify without it impacting your credit score. 

Personal information will be requested such as your name, social security number, age, and income to be approved. The process is extremely straightforward and fast, resulting in an instant credit decision and instant access to the card if approved. 

You can even schedule your dental treatment before you receive the card and it can be used to pay for dental procedures on the same day as approval. Paying for dental treatment has never been easier. 

CareCredit is accepted for a range of preventative, restorative, emergency, and cosmetic procedures ranging from checkups, fillings, and dental sealants to root canals, extractions, and dental implants. Don’t put off necessary dental work any longer. Take advantage of CareCredit today.

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